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ALERT: Communication for customers impacted by California Wildfires

Our thoughts are with those affected by the California Wildfires. We are here to help customers who've been impacted and contact us by evaluating:

  • waiving of certain fees
  • increases in credit limits on their cards to help with additional, necessary purchases

In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike.

Save smart today.
Thank yourself later.

High Yield Savings
%
APY*
  • No minimum balance

Earn interest and access cash via ATM, online, and more.

START SAVING NOW
Certificate of Deposit
UP
TO
%
APY*
  • No minimum balance

Lock in your rate today and make your money work for you.

START SAVING NOW
Money Market Account
%
APY*
  • No minimum balance

Access cash and write checks while you earn interest.

START SAVING NOW
 

Source: Curinos LLC.  curinos.com.   Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed. See disclosures below for more information.

Here’s how our CD accounts compare:

Bump-Up CD
% APY *
CD
Up to % APY *
Available Terms 24 mo 3 mo, 6 mo, 9 mo, 12 mo, 18 mo, 24 mo, 36 mo, 48 mo, 60 mo
Required Minimum Balance No minimum No minimum
One-Time Rate Increase Option Available if offered rate increases * No
Early Withdrawal Penalties Yes Yes
Stable Earnings Yes Yes

Never sweat the small stuff.

FDIC Insurance

Don’t worry: your account is backed by the FDIC, up to $250,000 per depositor, per ownership category.

No Monthly Fees

Keep more of your money. We don’t charge monthly service fees on any of our accounts.

Easy Digital Banking

Go branchless with us. Open your account in just a couple minutes, and deposit checks from your phone.

Be in the know about making your money grow

*DISCLOSURES:

ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of .

APYs are subject to change at any time without notice. Offers apply to personal non-IRA accounts only. Charges for specific services may reduce earnings. For Money Market and High Yield Savings Accounts, the rate may change after the account is opened. For CD accounts, a penalty may be imposed for early withdrawals. After maturity, if your CD rolls over, you will earn the offered rate of interest for your CD type in effect at that time. The maximum APY shown for CDs is for a . See all non-IRA CD rates and terms offered here.

FDIC INSURANCE: up to $250,000 per depositor, per insured bank, for each ownership category.

NATIONAL AVERAGE: National Average APYs are based on specific product types of top 50 U.S. banks (ranked by total deposits) provided by Curinos LLC as of 12/02/2024. CD Rates: Average APYs are based on certificate of deposit accounts of $25,000. High Yield Savings Rates: Average APYs are based on High Yield Savings Accounts of $10,000. Money Market Account Rates: Average APYs are based on Money Market Accounts of $10,000. Curinos data is obtained from public sources; accuracy and completeness is not guaranteed. Curinos is not liable for reliance on the data.

BUMP-UP CD: A rate increase may be requested once during the term of the CD should the rate we offer for the Bump-Up CD rise.