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Preparing for retirement keeps you in control

Here, you’ll find the resources you need to help get a jump on planning your golden years

How much will you need?

Keep yourself on track to hit your retirement savings goals using this simple calculator.

I am currently years old,
I want to retire when I am years old.
I have already saved  $
I expect my annual rate of return to be %
In retirement, I will need  $ every month to live the life I dream of.
 

PER MONTH

 

You'll need to save a total of

*All fields are required.

^Your budget will likely change after you retire.

Read this for more information

^When it comes to saving money, where and how you save are important. A Synchrony Bank IRA CD or IRA Money Market Account can help boost your retirement outlook.Read this for more information

^When it comes to saving money, where and how you save are important. A Synchrony Bank IRA CD or IRA Money Market Account can help boost your retirement outlook.Read this for more information

Ready to start saving?
Call 1-866-226-5638 to
Open an Account

Are You on Track for Retirement? A Checklist

WORK & RETIREMENT • 8 minute read
By Seth Kaufman
LEARN MORE

There's more than one way to save for retirement

Certificate of Deposit
IRA Money Market Account
IRA Certificate of Deposit
Certificate of Deposit (CD)
NO MINIMUM DEPOSIT
Lock money away for a set period of time while it grows through high interest rates. When the term you’ve chosen is up, you’ll have even more cash on hand to spoil the grandkids (or yourself) with.
EXPLORE CERTIFICATE OF DEPOSIT
Want to learn more about retirement? Start here!
IRA Money Market Account (IRA MMA)
NO MINIMUM DEPOSIT
Contribute additional cash at any time while enjoying variable interest rates and tax benefits. Make a plan to keep adding to your funds or let it grow on its own, until it’s time to settle back and enjoy the easy life.
EXPLORE IRA MONEY MARKET ACCOUNT
Want to learn more about MMAs? Start here!
IRA Certificate of Deposit (IRA CD)
NO MINIMUM DEPOSIT
Make a one-time deposit to lock in an interest rate and take advantage of tax benefits. Give yourself options for retirement even if you don’t have a 401(k).
EXPLORE IRA CERTIFICATES OF DEPOSIT
Want to learn more about CDs? Start here!

Never sweat the small stuff.

FDIC Insurance

Don’t worry: your account is backed by the FDIC, up to $250,000 per depositor, per ownership category.

No Monthly Fees

Keep more of your money. We don’t charge monthly service fees on any of our accounts.

Easy Digital Banking

Go branchless with us. Open your account in just a couple minutes, and deposit checks from your phone.
Retirement Terms We All Should Know
In this new video series, we explain complex financial terms related to investing, retirement, taxes and the stock market. In this episode, we focus on key retirement terms you should have in your money glossary.
Want to learn more about retirement?  Start here!

Be in the know about making your money grow

*DISCLOSURES:

Automatic transfers apply only to High Yield Savings accounts and Money Market accounts.