Beginning Motorcycle Buying Guide | Synchrony Powersports

Motorcycle Guide for First Time Buyers

You’ve decided you’re ready to ride, but being a first-time motorcycle buyer can be intimidating. From finding the types of motorcycles that are best for beginners to getting a motorcycle license, there’s a learning curve before you can start cruising.

Choosing your bike

Just like there are many different cars—from family-friendly sedans to sports racers—there are many different types of motorcycles. When you’re just getting started with riding, these are some factors that help you determine what bike is right for you:

  • Engine size: Motorcycle engine size is measured in cubic capacity (or cc). When you’re new, consider a bike that has 600cc or less – it should be easier to handle.
  • Fit: Comfort is key. Look for a motorcycle that feels comfortable for your body type. You should feel at ease with your feet flat on the ground, with your feet on the peg, and reaching for the controls. Avoid bikes that are too bulky or heavy, which can be more difficult to control.
  • Type of riding: Think about what type of riding appeals most to you. There are different bikes for racing, versus commuting or long weekend cruises.

Types of Motorcycles for Beginners

While you can start riding on any type of motorcycle, some are better suited than others for beginners. One popular option is a naked bike. These machines get their name because they have little to no fairing, the shell that goes over the frame of the bike. They generally have small engines under 500cc and an upright seating style that gives new riders more control. Yet they have all the essentials to help you get a feel for what type of riding you enjoy. One of the main benefits of naked bikes is their price: They start at about $4,000.

However, naked bikes aren’t the only option for beginners. Here are the other types of motorcycles (and their costs) you might consider:

Type

Pros and cons

Engine Size

Riders

Cost

Street bikes

A wide class of motorcycle designed for general on-road riding. This includes naked bikes that are great for new riders.

125-1,000cc

1-2

$5,000- $20,000+

Touring bikes

These bikes have more features, including reverse gear. They’re designed to be comfortable for longer rides, but the powerful engines may be challenging for beginners.

1,700+ cc

1-2

$10,000- $40,000

Cruisers

These bikes have a low riding position that’s designed to be comfortable on the longest rides. However, riding in this position can be challenging for beginners.

1,000+ cc

1-2

$5,000- $20,000+

Adventure bikes

Also known as dual sport bikes, a cousin of dirt bikes, these are designed for on-road or off-road riding. They’re a great option if you want to try riding in a variety of environments.

400-1,300cc

1-2

$8,000- $20,000

Sports bikes

Designed for track racing, these bikes have powerful engines and crouched rising positions. Beginners opting for sports bikes should choose lower-power models until they’re more experienced.

300-1,300+cc

1

$5,000- $40,000+

Licensing and safety

Before you can hit the road on your new bike, you’ll need a motorcycle license. You should also consider a safety course. These courses help you learn to ride, introduce you to motorcycle laws like lane splitting, and prepare you for emergencies.

Getting a license

Every U.S. state requires that people operating a motorbike have a special motorcycle license, also known as a motorcycle endorsement.

The process for getting a motorcycle license varies between states. Some require that drivers take a bike safety course. In other states the course is optional but allows you to skip the road test otherwise required to get a license; or it’s only required for drivers under 21 or under 18.

In some cases, you’ll need a motorcycle permit before getting your license. The permit has restrictions like only allowing you to ride during the daytime, limiting engine size and barring you from carrying a passenger.

To find the specifics of motorcycle licensing in your area, check with your state’s Department of Transportation.

Motorcycle safety course for beginners

Whether your state requires it or not, it’s a good idea to take a safety course. These courses teach you how to ride, steer, brake and swerve to avoid accidents. You’ll also learn about motorcycle laws in your state.

A popular option is the Basic RiderCourse offered by the Motorcycle Safety Foundation. It includes five hours of classroom learning and 10 hours of on-bike instruction. You’ll need a motorcycle permit or license to take the course, but motorcycles and helmets are provided to participants, so you can complete the course before you have your bike.

There are other options, too. Harley Davidson Riding Academy offers a course for new riders. The Total Control Beginner Riding Clinic is another popular option. Before booking your course, check with the Department of Transportation to see which safety courses are recognized by your state. Although all are educational, some states waive on-road tests or permit periods for riders who have completed certain courses.

Must-have motorcycle gear for beginners

The most important purchase for a new rider is a full set of motorcycle safety gear. Your protective equipment is all that stands between you and injury if you get into an accident. Invest in high-quality protective equipment that’s comfortable enough that you’ll wear it every time.

Types of motorcycle helmets

Choosing and wearing a helmet is one of the most important things you can do to keep yourself safe while riding. That’s why most states require all riders and passengers to have a helmet that’s certified by the Department of Transportation. If you want even more peace of mind, look for a helmet that meets the more stringent European requirements, or ECE 22.05 certification.

There are four main types of motorcycle helmets for on-road riding:

  • Full-face helmet: A full-face helmet covers your entire head, face and chin. It’s considered the safest helmet.
  • Open-face helmet:Also known as a 3/4 helmet, this style of helmet covers the back and side of the head, but not the chin.
  • Modular helmet: A modular helmet is a cross between full-face and open-face. The portion of the helmet that covers the face and chin can be removed or flipped up for a more open feel.
  • Half helmet:Half helmets cover only the top of the head, leaving the face and lower head uncovered. Because coverage is minimal, they’re the least safe type of helmet.

Protective gear for beginners

In addition to a helmet, you’ll want protective gear. These items are reinforced to protect your body if you’re in a crash. Look for gear that has good airflow and will keep you warm or cool as needed on your ride. If you’ll be using your bike to commute in all weather, look for waterproof rain gear. Beginners should also consider:

  • A motorcycle jacket
  • Riding pants
  • Gloves
  • Closed-toed boots or riding boots

Bike accessories for beginners

Most new riders will drop their bike at one point or another. That doesn’t just happen if you’re in an accident. You can drop your bike when you’re learning to ride, or trying to maneuver at low speeds.

Frame sliders can help reduce damage when your bike hits the ground. These peg-like devices attach to the frame of the bike. If it drops, they absorb the impact and keep the bike from hitting the ground, minimizing damage to the frame and engine.

Similarly, guards and skid plates help protect specific areas of your bike in the event of an impact. Also consider radiator, engine, headlight and frame guards.

Motorcycle costs and financing

Deciding to ride is exciting, and maybe a little intimidating. But after you visit the dealership to try different bikes, take your safety course and get your motorcycle license, you’ll feel like a pro. Plus, with a Synchrony installment loan, you can get the beginner motorcycle of your dreams, and all the accessories to go with it.* It’s a financing options that offers flexible terms, allowing you to pay back the loan over time and make convenient monthly payments.

For ongoing maintenance and service, the Synchrony Outdoors credit card can be used at enrolled powersports retailers for the parts, gear, accessories and even fuel you need to maintain your motorcycle (or other powersports vehicle).**

Whatever the weather and whatever the gear, the Synchrony Outdoors credit card can help you kickstart your great escape.

Activate your adventure and apply today.

*Offer subject to credit approval by Synchrony Bank.

**Subject to credit approval. See Synchrony Outdoors | MySynchrony for details.

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Kelly Burch

Kelly Burch is a freelance writer with more than a decade of experience writing about automotive and finance topics. Her work has appeared in national and international newspapers and magazines, and she's created messaging for well-known brands including CarMax, Trivago and Synchrony. When she's not behind the desk, Kelly can be found in the mountains and lakes that surround her New Hampshire home.

The information, opinions and recommendations expressed in the article are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates (collectively, “Synchrony”) do not provide any warranty as to the accuracy, adequacy or completeness of any information for its intended purpose or any results obtained from the use of such information. The data presented in the article was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.