Pay as Guest
Pay as Guest is a simple and secure way to make synchrony credit card payments online without logging in.
Make a Payment
Need help? Find account.
How it works
1
Access your account's login page.
2
Click the "Pay as Guest" button.
3
You're ready to make a payment.
If you're looking for access to more features, register now.
FAQ
Have questions? We have answers.
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Pay as Guest lets you make a same-day payment on your Synchrony credit card account in three easy steps. Find your account here and on your log in page, tap the Pay as Guest button and then:
- Select your payment amount.
- Select your payment method.
- Review and authorize your payment.
- Yes. We use industry-standard encryption technology and device recognition technology to protect your personal information.
- We use industry-standard encryption technology to protect your personal information.
- That depends. Payments received before 11:59 p.m. Eastern Time on any day will be credited that same day. Payments received after 11:59 p.m. Eastern Time on any day will be credited on the next day. Note: Payments that post to your account after the payment due date may result in a late payment fee being assessed to your account.
- That depends. Online same-day payments that have a Scheduled status may be modified or canceled until 5:00 p.m. Eastern Time on the day the payment is scheduled. Payments made online after 5:00 p.m. Eastern Time may be modified or canceled until 11:59 p.m. Eastern Time that day. Payments with a Pending or Processed status, or other non-online payments, cannot be modified or canceled.
- No. Pay My Provider (PMP) lets you pay your healthcare provider balances online using your CareCredit credit card. Tap here to learn more and access Pay My Provider.
- No. Currently, Pay as Guest allows you to make only one, same-day payment on each of your Synchrony credit card accounts. When you have completed a payment for one account, you will need to return to the synchrony.com log in page and tap the Pay as Guest button to re-start the process and make a payment on another account.
- No. Currently, you cannot schedule future payments. You can only make one, same-day payment on each of your Synchrony credit card accounts.
- Yes. You can make up to 12 payments if you log in with your user name and password at synchrony.com.
- Yes. You will receive an email confirmation of your payment at the email address you provided on your account.
- First, log in at synchrony.com with your user name and password. You can then add or delete bank accounts by tapping the Profile menu and selecting Banking Information.