HIGH YIELD SAVINGS ACCOUNT

Great rates and easy access?
Win-win.

APY*

Saving with a Synchrony Bank High Yield Savings account couldn't be easier. Or more rewarding. Scroll down to see why.

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Best Money Market Account 2024 - GoBankingRates

Best Online Savings Account 2023 - The Ascent

Best High Yield Savings Account 2024 - CNBC Select

We can help you achieve your goals

Competitive rates

Grow your savings (even more) with rates that consistently outperform traditional savings accounts.

Flexible access

Enjoy the flexibility of being able to easily withdraw or transfer funds whenever you need them.

No monthly fees

You're able to hold on to more of what you earn, and what you deposit will always be yours to grow.

No minimum balance

Whether you deposit a lot or a little is entirely up to you.

FDIC insurance

Enjoy the security of FDIC-backed insurance, which protects all your deposits, up to $250,000.

Custom account alerts

Feel secure knowing you can customize alerts, and won’t miss anything important, as it happens.

We love hearing from you

My Synchrony Bank HYS account helped me save for vacation and I proposed to my fiancé! The high interest makes accomplishing goals easy!

Paul

Indianapolis, IN

So happy with Synchrony Bank - the return on my investment is significantly greater than big banks. Glad my friend recommended them to me!

Karen

Tampa, FL

We use Synchrony Bank’s High Yield Savings for our emergency fund. We wanted to maintain a solid cushion against uncertainty. We love to watch it grow over time!

Matthew

Greenville, NC

Instead of having money just sit, my money gains great interest and helps cushion my emergency fund. Thanks Synchrony Bank!

Roger

Carmel, CA

I save to take my family out. It’s nice to say "Let's do that" when something comes up. Memories to last a lifetime. Thanks Synchrony Bank!

Phil

Dallas, TX

We saved, taking advantage of preferred CD and Money Market rates. Took a trip to Italy to visit relatives we’d never met! Thank you, Synchrony Bank!

Peter

Richmond, VA

Everything you need to get started—in minutes

OPEN ACCOUNT

Your personal information—like your Social Security number or Tax ID—help us verify your application, so have them in hand.

Click "Open Account" or download our mobile app to access the application and complete it.

Fund your account (with no minimum deposit required) and start earning interest from our award-winning products.

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Security on lock

Keeping your banking and financial info safe is our priority. Here are some top tools in our security arsenal:

FDIC insurance

Your deposit accounts are insured up to $250,000 per depositor, per insured bank, for each ownership category.

24/7 monitoring

Protecting your transactions is of the highest importance to us. We monitor our services 24/7, for your peace of mind.

Bank here, there, everywhere

Wherever you go, there we are! Our Synchrony Bank mobile app lets you manage your accounts from your smartphone and devices. Available for iOS or Android.

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4.8

Apple App Store

4.5

Google Play Store

Start saving now with a
High Yield Savings Account

APY*

OPEN ACCOUNT

HIGH YIELD SAVINGS ACCOUNT

Great rates and easy access?Win-win.

We can help you achieve your goals

We love hearing from you

Everything you need to get started—in minutes

Security on lock

Bank here, there, everywhere

Great rates and easy access?
Win-win.