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Upgrade Now. Pay Over Time.

Get the appliances, electronics, and mattresses your home needs and enjoy the convenience of monthly payments with help from the P.C. Richard & Son Credit Card.

ENJOY EVEN MORE BENEFITS

  • No annual fee1
  • $0 fraud liability
  • Advance notice of sales, special financing, and discounts
  • Convenient monthly payments

FAQ

Have questions? We have answers.

Access our contact information here.

Alerts are one-way communications via email or text message about your account. Log in now and set up alerts to stay on top of your account and to track your daily spending.

If you received your card with a sticker on the front of it, you will need to call the number listed on the sticker to verify your information and activate your account.

With Autopay, you can have your payment automatically deduct from your bank account each month on your payment due date. The payment will be the amount you select: either the Statement Balance, the Total Minimum Payment Due or a self-selected (other) amount.

1New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.

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