PUT TIME ON YOUR SIDE

Get the best sleep of your life with help from the Sleep Number® credit card. Cardholders can rest easy knowing they have promotional financing offers with convenient monthly payments.

Not already a cardholder?

APPLY NOW

ENJOY YOUR CARDHOLDER BENEFITS!

  • No annual fee1
  • Access to everyday Promotional Financing of 24 Months or more on all of your purchases*
  • Access to Sleep Number® Rewards**
  • Early notification of sales and events with special offers
  • Dedicated credit limit for your sleep needs

Cardholder tools & resources

Take a look at all the ways we support cardholders

Enjoy Pay Without Log In

Use any connected device to make secure same-day payments without logging in.

Go Digital With eBill

Make paper clutter a thing of the past with fast, secure, 24/7 digital account management.

MySynchrony Mobile App

Manage many of your credit cards issued by Synchrony from the palm of your hand.

Keep Up With Your Credit Score

View, track, and learn how to improve your score with our free credit score program.

Find Peace of Mind With Payment Security

Get payment protection when you need it most with our optional Payment Security program.†

Request a Credit Limit Increase

Keep your income information up to date, and see if you qualify for a boost in buying power.1

FAQ

Have questions? We have answers.

Access our contact information here.

Alerts are one-way communications via email or text message about your account. Log in now and set up alerts to stay on top of your account and to track your daily spending.

If you received your card with a sticker on the front of it, you will need to call the number listed on the sticker to verify your information and activate your account.

With Autopay, you can have your payment automatically deduct from your bank account each month on your payment due date. The payment will be the amount you select: either the Statement Balance, the Total Minimum Payment Due or a self-selected (other) amount.

*On qualifying purchases made with your Sleep Number credit card. Subject to credit approval. Minimum monthly payments required. See store or sleepnumber.com for details.

 

**Reward issued in the form of a Sleep Number® store credit upon verification of sale.

 

Apple and the Apple logos are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

 

Google Play and the Google Play logo are trademarks of Google Inc.

 

Certain exclusions and eligibility requirements apply.

 

1 You may be required to provide your annual net income if we do not have your recent information on file. Your income will be used as a factor to determine eligibility for a credit line increase.