Help grow your business with payment options customers want

Offer financing solutions that fit your business needs and provide choice to your customers.

Synchrony eCommerce Solutions

Our single and multi-product solution sets are designed for digital-first businesses on leading eCommerce platforms looking to grow their business and increase sales.

  • Financing Options ranging from 6 weeks to 60 months

    Offer one-time use loans up to 60 months, exceeding the industry average, and a revolving credit card with promotional financing.

  • Simple & Seamless Integration

    Get started quickly with easy integration

  • Tools, Resources & Support

    Access troubleshooting guides & ready-made marketing assets on the Partner Center

  • Synchrony Partnership & Lending Expertise

    Get Synchrony's deep lending experience and insights from over 100MM customers

Synchrony Pay Later

A one-time use loan that lets your customers purchase what they need today and make equal, predictable payments over time. We offer loans ranging from 6-weeks up to 60-months, depending on purchase price and your chosen solution set.

Synchrony Flex Credit Card

A revolving credit card that's great for customers wanting flexibility to pay over time with promotional financing and those looking to make repeat purchases.

Give your customers even more flexibility. Offer both.

Choose a multi-product solution set that offers both Pay Later and the Flex Credit Card to help capture more customers and provide more purchasing power to meet evolving customer needs.

eCommerce Integrations

Synchrony partners with leading eCommerce platforms to provide your business with seamless integration.

Shopify WooCommerce BigCommerce Magento

Succeed with Us.

It’s simple.

Get started today.

We provide Synchrony financing capabilities to help you connect with more customers. Provide a few quick details to get started.

Let's get to know you and your business

We tailor our solutions for your business to help you connect with more customers.

Who is filling out the form?

Which industry best describes your business? - Required

Do you have a promo code from an email campaign sent to you by Synchrony? - May not exceed 64 characters

Get started today.

We provide Synchrony financing capabilities to help you connect with more customers. Provide a few quick details to get started.

We need the principal owner of the business.

Please provide the contact information for the principal owner of your business.

What year did you start your business? - Required

Select your eCommerce platform. - Required

Please provide your business website. - Required

Please provide the URL for your return policy. - Required

Please provide your business's total annual revenue. - Required

Get started today.

Provide a few quick details and we'll contact you to discuss your consumer financing needs.

What other platform do you have? - Required

Thank you for your interest, but at this time we do not support that platform.

We've recorded your interest and we will let you know as soon as that platform is supported.

Nice to meet you, FirstName.

One of our consumer financing specialists will be in touch soon to learn more about your business - and show you how Synchrony can help you grow it.

In the meantime, we invite you to browse the latest news, industry-specific perspectives and research on purchasing trends.

FIND INSIGHTS

Synchrony eCommerce Solutions Application

Give your customers payment flexibility with product choice.
We offer single and multi-product solution sets, all at competitive pricing with seamless integration.

  • Synchrony Pay Later: A one-time use loan that allows for equal, predictable payments up to 60 months
  • Synchrony Flex Credit Card: A revolving credit card that allows for repeat use, with promotional financing options

With all options, partners receive payment from Synchrony within one day of a customer's transaction.

Choose the solution set that best fits your business and lets customers pay over time.

Hit 'Learn More' to see our transparent pricing and a view of how our payment options will display to your customers. When you're ready, hit 'Select & Continue' to confirm your choice and start the application process.

Limited Time Offer*
The $0.25 per transaction fee will be waived on transactions processed now through 5/31/25

Pay Later Loans

A one-time use loan that allows customers to make equal, monthly payments over 6 or 12 months.

Synchrony Flex Credit Card

A credit card that allows customers to pay over time with deferred interest promotional financing for 6 months.

Pay Later Loans (36 Mos) + Flex Credit Card

One-time use loans up to 36 months and the Flex Credit Card with deferred interest promotional financing options up to 24 months.

Pay Later Loans (60 Mos) + Flex Credit Card

One-time use loans up to 60 months and the Flex Credit Card with no interest financing with equal monthly payments up to 24 months

*A transaction is processed on the day the purchase is updated as shipped in your eCommerce platform or a purchase or forced purchase transaction is entered in Synchrony's Business Center.  Any transaction processed on and after 6/1/25 will be charged the $0.25 per transaction fee.  The percentage processing fee will continue to apply throughout the offer period and thereafter.

There was an issue processing your application.

Please contact our financing specialists. You can reach out directly via email or phone.

Email: eCommerce@syf.com
Phone: 1-844-866-8014

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We already have a record of your information.

If you believe this is an error or would like to know the status of your application. You can reach out directly via email or phone.

Email: eCommerce@syf.com
Phone: 1-844-866-8014

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